Filing a Claim Against a Contractor’s Insurance in Texas

While there are countless reasons one might consider filing a claim against a contractor’s insurance in Texas, in this blog post, we will go over the following common reasons:

  • Property Damage They Caused
  • False Advertising
  • Worker’s Compensation

If you need expert help, call LloydWinter P.C. We will fight for your right to get what you are owed. Whether you are a Texan consumer who has been affected by a home builder’s negligence, a homeowner who has fallen for a contractor’s deceptive advertising, or a construction worker who has taken a nasty fall at the job site, our firm wants to represent you so that you can get the justice you deserve.

 

Filing a Claim Against a Contractor’s Insurance in Texas for Property Damage They Caused

Back in 2003, the Texas Residential Construction Liability Act (“RCLA”) was made a part of the Texas property code. It set out to clearly define what was needed for the formal process of filing a claim against a contractor’s insurance in Texas for any construction defects on residential properties caused by them.

The RCLA gives homeowners a structured process to bring their claims against the builders or contractors whose negligence (or intentional shortcuts) caused issues to occur with their home. This act covers all different types of residences, including single-family homes, condominiums, duplexes and multi-family residences. It ultimately seeks to make those who construct residences liable for any costly mistakes.

The act requires that homeowners follow a specific and formal process when filing any residential construction defect lawsuits. If these procedures are not properly adhered to, it can protect the builder or contractor from any liability that they might have otherwise been held accountable for.

Texas law provides homeowners within their state with specific time limits for filing their claims against contractors. This takes the form of a four-year statute of limitations for warranty and breach of contract claims, and an up to two-year period for product liability and negligence claims.

Both homeowners and contractors need to understand and work around these deadlines, which can be tricky given the ever-adjusting nature of the law. Getting the help from a qualified litigation attorney is your best chance for a successful property damage claim against a contractor’s insurance in Texas.

 

Filing a Claim Against a Contractor’s Insurance in Texas for False Advertising

Contractor’s Insurance Suing - Lloyd Winter LawIf you are a Texas consumer who believes that you have been harmed by a contractor engaging in any form of false advertising, you can and should file a lawsuit against them under the Deceptive Trade Practices Act. The Deceptive Trade Practices Act is the primary tool used by the Office of the Attorney General to protect Texas consumers from those who would seek to trick them with false advertising.

This law contains a comprehensive list of practices that are legally considered to be false, deceptive, or misleading. Should you end up falling victim to any of the many illegal practices contained within the DTPA, you may have the right to sue for any damages under the act. If you end up winning your suit by proving that the defendant had knowingly deceived you in some way, you may be eligible to receive reimbursement up to three times your damages.

If you plan on filing a claim against a contractor’s insurance in Texas for false advertising, it is in your best interest to talk to an experienced litigation lawyer. The Office of the Attorney General rarely represents individuals. The only lawsuits which the Texas AG may file are those on behalf of the State of Texas and of public interest.

 

Filing a Claim Against a Contractor’s Insurance in Texas for Worker’s Compensation

The construction industry is well-known for its tough and often dangerous physical work that workers handle daily.. Between working high above the ground, frequently needing to lift heavy objects, and being around heavy machinery capable of dealing grave damage, even the most experienced construction workers are at significant risk of suffering a severe injury while on the job.

If you’re a construction worker injured so severely that you can’t work and need long-term medical care, you’re not only losing your income but also facing mounting medical bills. This is why workers’ compensation insurance exists, so that an accident does not mean the end of the line. You can be compensated for a variety of things including any of your lost wages, previously paid or still unpaid medical bills that were caused by your workplace injury, and any future medical care that you’ll need to undergo as part of treating your injury.

If your employer does not want to help you file for worker’s compensation, then it is in your best interest to seek a lawyer with experience in filing a claim against a contractor’s insurance in Texas for worker’s compensation.

 

Who Do I Call To Start Filing a Claim Against a Contractor’s Insurance?

So, what can you do when you believe that you are ready to file a claim against a contractor’s insurance in Texas? The answer’s simple, you need to call an experienced litigation attorney familiar with contract and construction law.

Our legal team offers experience in aggressive litigation, with a long record of successful civil suits representing both individuals and businesses. You should not have to wait another day to start the process of filing your claim and take the next step to finally getting justice. Contact us today to start the process of getting the compensation that you deserve.

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